Missouri EV Rebates and Tax Credits: How to Save on Vehicles and Chargers

Missouri drivers are buying more electric vehicles (EVs) every year. Whether for traveling greener or eliminating gas station trips for good, there are plenty of reasons to switch to an EV.

There are also real savings on the table if you know how to get them. Federal tax credits, local utility rebates, and smart rate plans all improve the affordability of your EV purchase.

Missouri doesn’t offer a traditional statewide rebate or tax credit (though one was proposed in 2024), but you can stack incentives from several other sources to lower your EV and charging costs for home or work.

This guide covers the key programs for homeowners and businesses, plus what changed in 2025 and what’s scheduled to change in 2026.

Federal EV Tax Credits and Charger Incentives

Federal programs offer the biggest savings, so Missouri EV buyers will want these in their incentive stack:

New Clean Vehicle Credit (30D)

New EVs and fuel cell vehicles (FCVs) can qualify for a non-refundable tax credit up to $7,500. As of 2024, you can also cash in this credit at the point of sale with registered dealers.

The New Clean Energy Credit is limited to buyers who fall within adjusted gross income (AGI) limitations. You also have to purchase a model that meets restrictions for price, final assembly location, and battery features.

Check vehicle eligibility before purchasing, and file Form 8936 to claim.

Note: This credit is only available for vehicles acquired on or before September 30, 2025. Purchases after this date are no longer eligible.

Used Clean Vehicle Credit (25E)

The pre-owned vehicle equivalent to IRS provision 30D, used EV purchases may qualify for a tax credit worth 30% of the sale price, up to $4,000.

Similar to the New Clean Vehicle Credit, this incentive can be transferred to a registered dealer for a point-of-sale discount. It’s also subject to restrictions on household income, vehicle model, and sale price.

Use the same vehicle eligibility tool and tax form as the New Clean Vehicle Credit.

Note: Applies only to vehicles acquired on or before September 30, 2025. Purchases after this date no longer qualify.

Commercial Clean Vehicle Credit (45W)

Businesses and tax-exempt organizations may claim up to 30% of the investment cost of an all-electric or fuel cell vehicle. The value is still a significant 15% for hybrid vehicles that feature a gas or diesel engine.

The credit is capped at $7,500 for vehicles under 14,000 pounds (cars, vans, and passenger trucks) and $40,000 for heavier vehicles (buses, semi-trucks, and most mobile machinery).

Confirm that the vehicle is made by an IRS-qualified manufacturer and meets battery requirements before purchasing.

To claim:

• Partnerships and S corporations use Form 8936
• Other businesses use Form 3800
• Tax-exempt entities use Forms 3800 and 990-T

Note: This credit ends for vehicles acquired after September 30, 2025.

Alternative Fuel Vehicle Refueling Property Credit (30C) — Home and Business EV Chargers

Once your electric or hybrid vehicle is sorted, your next step is to install a Level 2 or 3 charger for faster fueling. If your home or business is located in an eligible census tract, then federal incentives have you covered once again. An eligible census tract must be either a low-income community census tract (under New Markets Tax Credit rules) or a non-urban census tract as defined in IRS/Treasury guidance. Only one of these categories needs to apply. You can check your eligibility using the U.S. Department of Energy's mapping tool.

Additionally, to qualify, the charger must be placed in service after December 31, 2022, and before January 1, 2033, under current law.

• For homeowners: This credit is worth 30% of the equipment costs, up to $1,000 per charger.
  • Level 2 chargers are typically the best fit for residential installations.
• For business and tax-exempt organizations: This credit is generally 6–30% of equipment costs, capped at $100,000 per item.
  • Commercial installations typically use Level 2 or Level 3 fast-charging for higher operational efficiency.
  • To unlock the full 30%, businesses must meet prevailing wage and apprenticeship (PWA) standards.

2025–2026 Federal Changes

Congress’ July 2025 One Big Beautiful Bill Act (OBBBA) changed several incentive timelines, including:

1. The 30D and 45W clean vehicle tax credits will no longer apply for vehicles acquired after Sept. 30, 2025.
2. The 30C charger credit will no longer apply for property placed in service after June 30, 2026.

Remember to confirm current rules before you buy or install. Brda Electric can help you check for incentives your charger installation may qualify for at every level, from federal to local.

Utility EV Charger Rebates in Missouri

Utilities typically don’t incentivize vehicle purchases, but many offer rebates and other benefits for vehicle charging installations.

Note for Brda Electric customers: Most of our clients are Ameren Missouri customers. While we’ve included details on other Missouri utility programs for reference, the Ameren Missouri TOU (time-of-use) rate plans are usually the most relevant option for Brda installations.

Here are some current opportunities by utility*: *Rules are always subject to change, so verify details with your provider.

For Homeowners

Most Missouri drivers looking to install or expand EV charging capabilities have at least one local rebate or time of use (TOU) plan opportunity. TOU means you pay different electricity prices depending on the time of day—charging during off-peak hours is much cheaper than charging during peak demand periods.

• Ameren Missouri TOU: Ameren offers various off-peak discount plans that EV drivers can use to lower their charging costs. This can make a big difference in your monthly fuel savings, even without a charger rebate.
• Evergy: Up to $500 for installing a Level 2 charger when you enroll in a time-of-use (TOU) “Nights & Weekends Plan,” or $250 without the plan.
• City Utilities of Springfield: A 50% rebate on a Level 2 residential smart charger, up to $500 (must be WiFi enabled).
• Boone Electric Cooperative: Receive a 50% rebate on the cost of your Level 2 charger, up to $250.
  • Currently set to expire Dec. 31, 2025.
• City of Columbia Utilities: New or current residents may qualify for the Level 2 charger rebate, worth 50% of the total project cost up to $500.
  • Outlets must meet program parameters; pre-approval required.
• City of Lebanon: Up to $250 rebate per residential charger.
• Barry Electric Cooperative: Rebate for up to $500 for Level 2 chargers.

Rate Plans That Cut Charging Costs:

• Ameren Missouri TOU: Ameren offers multiple TOU options, which give you lower electricity prices for charging overnight or during other off-peak hours.
• Evergy TOU: Evergy’s “Nights & Weekends Plan” offers discounted electricity rates during off-peak hours, perfect for overnight charging.
  • EV drivers can also meter their charger separately for even better rates!
• Liberty Utilities TOU: The “Time Choice Rate Plan” offers bill credits for off-peak electricity use, lowering the cost of overnight charging.
• Boone Electric Cooperative TOU: The Evolve time-of-use plan is designed for EV drivers to lower charging costs during off-peak hours, offering multiple tiers of savings.

For Businesses

• Evergy: Workplace and fleet charging rebates worth up to $25,000–$65,000 per site, depending on the project. Pre-approval is required.
• City of Columbia Utilities: New construction projects may qualify for a rebate of $100 per EV-ready outlet.
• City of Lebanon: Up to $500 rebate per commercial charger.

Registration Fees and Other Cost Offsets

Aside from direct incentives, there are a few other cost factors for EV drivers to consider.

• Alternative fuel fees: Missouri assesses annual alternative-fuel decal fees that vary by vehicle type and weight.
  • For passenger EVs registered in 2025, the fee is $144 (plus a $6 processing fee); plug-in hybrids are $76.50.
  • Heavier vehicles have higher fees.
  • Learn about other vehicle fees by referring to the chart at the bottom of Missouri’s Application for Special Fuel Decal (Form 2300)
• Emissions testing: Battery-electric vehicles are exempt from Missouri emissions inspections where testing is required. Safety-inspection rules may still apply based on model year and mileage.
• Maintenance and fuel savings: Independent studies show EV owners spend about half as much on maintenance and repairs over a vehicle’s life compared with gas cars, and many drivers cut fuel costs with home charging and TOU rates.

How to Stack Savings: Step by Step

Now that you know the opportunities available, here’s how to get the most value:

For Homeowners

1. Purchase a qualifying EV
   • If buying new or used, remember that the $7,500 New Clean Vehicle Credit and up to $4,000 Used Clean Vehicle Credit only apply through September 30, 2025.
2. Install a Level 2 home charger
   • Claim the 30C home charger credit (30% up to $1,000) if your address is in an eligible census tract—but be sure it’s placed in service by June 30, 2026.
   • Add a utility rebate if your provider offers one (many do for Level 2 chargers).
3. Enroll in a TOU plan.
   • Shift charging to off-peak windows and decrease your per-kWh charging costs.
4. Capture ongoing savings.
   • Lower fuel and maintenance costs, plus waived emissions testing requirements if you go all-electric.

For Businesses

1. Choose vehicles strategically.
   • Use the 45W Commercial Clean Vehicle Credit — worth up to 30% and capped at up to $40,000 for heavy-duty vehicles.
2. Plan charging infrastructure.
   • Combine the 30C infrastructure credit (up to $100,000 per charger) with utility rebates where available.
3. Leverage TOU rates and fleet scheduling.
   • Schedule charging for off-peak hours to lower operating costs and reduce demand charges where applicable.
4. Model ROI.

Stack federal credits, utility rebates, and energy savings to offset upfront costs. Use the Department of Energy’s Vehicle Cost Calculator to run scenarios.

Incentives at a Glance

Ready to Start Recharging?

Missouri residents and business owners have access to a range of incentives that make the EV switch more affordable.

Brda Electric designs and installs EV charging for homes and businesses across Missouri. As licensed electricians with Tesla and Qmerit installer certifications, Brda technicians have the expertise to ensure a smooth, custom-fit project.

Get a fast quote on your EV charger install.

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